Buffalo Restoration knows the ins and outs of insurance coverage. We've learned from our years of experience that people are often confused about their coverage and don't see the issues until a disaster has happened.
The most confusing and complicated insurance situations we've seen involve condominiums, town-homes, and apartments. Most of these complexes are insured through the homeowners association with a policy that covers the common areas such as the roofing, walls, and ceiling. Some people may think that this policy will cover their belongings, appliances, or structures within their unit but it all depends. If you live in a condo, apartment, or town-home, we suggest that you check to make sure that you have coverage inside your unit, as well as through your H.O.A. Here is a helpful article that examples some of the different types of coverage for these types of buildings. http://www.ehow.com/facts_5982545_condominium-owner-insurance-information.html
Buffalo Restoration offers a program called Disaster Shield, free of charge. If your H.O.A. would like Buffalo to present on disaster preparedness so that your building has a plan in case of disaster, please call. We're happy to help you prepare for the worst to give you peace of mind. We know that thinking ahead can save time and money when something unexpected happens. Don't wait until its too late. It is always a good idea to be proactive when you're dealing with your biggest investment, your home.
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